Start Up Loans

Start Up Loans is a government initiative which aims to make finance available to people who are either looking to start their own business or are within the first 2 years of trading.  The scheme also offers access to a range of expert advice, training and support services to help your business start and grow.


To apply for a loan you should be:

  • aged over 18
  • intending to start a business, or you already running a business, which has been trading under 2 years

How does it work?

The amount you can borrow can vary – from £1,000 to £25,000, with the average amount around £5,500. The loan can be repaid over a period from 1 to 5 years at a total interest rate of 6.2% APR.  There are no lending fees.

After you have completed the initial outline form on the link below our Advisers will work with you to complete your business proposal and application form, providing impartial advice and support, increasing your chance of securing the funding you require.  If successful, mentoring support will also be provided with the loan, giving you additional advice and guidance.

To apply

Start Up Loans is delivered by four Business for London organisations: Centa working in partnership with Financing Start Up Enterprise

The first step is to complete the initial outline form on the Financing Start Up Enterprise website on this link .  Where it asks you “How did you hear about Financing Start Up Enterprise?” please type  ‘B4L’.  We will then be in contact with you to arrange a meeting with an Adviser.

How can we help you?

Visit us at your nearest office or make any queries by email

B4L has the full support of Capital Enterprise and I am excited to see how this new consortium of agencies, with the same social aims, develops and grows in the future.

John Spindler
CEO, Capital Enterprise

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